Do you know about - What is a Pre-Existing Health Condition? | pre-existing medical condition, pre-existing illness
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What is a Pre-Existing Health Condition? | pre-existing medical condition, pre-existing illness Tube. Duration : 1.23 Mins.We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Kaiser Permanente Insurance . Learn what a pre-existing health condition is and what your options are when you have one. A pre-existing medical condition is technically any illness or injury which has occurred in the past or you are currently being treated for. The severity of the condition and whether or not it will require future care or treatment is mostly what will determine whether or not you will be accepted for health coverage. For example most people with Diabetes will be denied health insurance. However, if the Diabetes is controlled entirely with diet and exercise it is far more likely that they will be approved for medical insurance. This label is not a death sentence. There are still many ways that you can get medical insurance. One of which is group health insurance. According to Federal Law no health insurance company can refuse you a group health insurance policy for pre-existing medical conditions. Also, pre-existing conditions will not preclude children younger than 19 from getting coverage, but they may have a surcharge imposed on their monthly premium. Well, what about adults that don't get health insurance through their job? Don't lose hope! First off, most pre-existing conditions are not an automatic denial. If you have one thing wrong but are otherwise very healthy, you may still qualify for individual coverage. Even if you initially are denied medical insurance, you can appeal that decision and write a letter explaining your health status in further detail. It is often helpful ...
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